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"Rent Right Rent Phoenix"



 

Tenants Contents Insurance

You might be surprised to know that your Landlord cannot be responsible for insuring your possessions or that you could even be liable for any damage you cause to your Landlord’s goods.   

Phoenix Lettings has selected LetRisks Tenants Insurance for its wide cover and competitive premiums, within a single policy for renting property. Unlike restrictive cover provided by a standard household policy, LetRisks Tenants Insurance offers enhanced protection including:

Standard Cover

  • Comprehensive cover for your own contents on a ‘New for Old’ basis
  • Contents of the landlord where you are responsible for this under the tenancy agreement
  • Includes accidental damage cover for mirrors/glass, TV and Audio equipment
  • Cover automatically extends to include the legal liability of your family as occupier of your home, as a tenant and as individuals
  • Emergency Assistance cover provides you access to a 24/7, 365 days a year helpline after an unforeseen situation that makes your home unsafe. Their panel of approved contractors will visit the property and carry out temporary repairs
  • Cover for Legal Expenses up to £50,000 of costs relating to legal proceedings in respect of personal injury, consumer protection, residential, employment and tax matters
  • 24/7, 365 days a year Legal & Emergency helpline

Optional Covers Available

  • Full accidental damage for your contents
  • Your personal possessions away from the home in the UK or Worldwide
  • Pedal Cycles
  • Money

 

Cost 

Policies are calculated according to your specific needs, starting from just £99.50 or £9.12 per month* by instalments to help spread the cost.  

*Premiums quoted are based on current rates and include Insurance Premium Tax 

Full details of LetRisks Tenants Insurance policy cover can be viewed online atwww.letrisks.com or by contacting them directly on 0845 072 0292 stating you are a client of Phoenix Lettings. 

 

Disclosure Statement

Phoenix Lettings whose registered address is Global House, 1 Ashley Avenue, Epsom, Surrey, KT18 5AD, is an Introducer Appointed Representative of LetRisks. LetRisks is authorised and regulated by the Financial Service Authority.

LetRisks, PropertyRisks and Let Insurance Services are trading names of Let Insurance Services Limited. Let Insurance Services Limited is an independent intermediary and is authorised and regulated by the Financial Conduct Authority. The company is entered on the FCA register (www.fca.org.uk/register/) under reference 474985. Let Insurance Services Limited is registered in England and Wales Registration No. 06413754. The registered office is at Wessex House, Upper Market Street, Eastleigh, Hampshire, SO50 9FD. 

Not all products mentioned in this brochure are regulated by the Financial Services Authority. 

Subject to acceptance by LetRisks and Insurers, and to meeting underwriting criteria. Terms and Conditions apply. Telephone calls may be recorded.

 

 

 Landlords Household Insurance 

Your property must be adequately Insured throughout the term of the tenancy. We therefore offer LetRisks Landlords Insurance for its wide cover and competitive premiums, within a single policy for letting property. Unlike restrictive cover provided by a standard household policy, LetRisks Landlords Insurance offers enhanced protection including: 

  • Comprehensive buildings and contents options
  • Includes cover against damage caused by the tenant
  • Loss or damage caused by common events such as: fire, lightning, earthquake, explosion, etc.
  • Property Owners and employers liability
  • Locks and keys cover
  • 24/7, 365 days a year emergency helpline
  • Underwritten by Brit Insurance together with AXA Assistance and legal services from a panel of solicitors including Shoosmiths, PainSmith and Dutton Gregory
  • Competitive premiums
  • Ability to quote and buy online or over the telephone 

 

Your tenancy contract will require you to insure your building and contents.  

If you arrange your own insurance please ensure that your insurers will accept tenanted properties. Many do not, and those that do may only maintain cover on a reduced risk basis leaving you vulnerable in the event of a claim.  

Please also remember that you MUST inform your insurers that your property is being let and have their acknowledgement confirmed in writing. Failure to do so may mean your insurer refusing to pay out in the event of a claim, due to you failing to declare a material fact. 

We can pass your details to LetRisks so they can contact you to arrange the insurance. Alternatively, full details of LetRisks Landlords Insurance can be viewed online at www.letrisks.com or by contacting them directly on 0845 072 0292 and stating you are a client of Phoenix Lettings.

 

Disclosure Statement 

Phoenix Lettings whose registered address is Global House, 1 Ashley Avenue, Epsom, Surrey, KT18 5AD, is an Introducer Appointed Representative of LetRisks. LetRisks is authorised and regulated by the Financial Service Authority.   

LetRisks’ scheme policies are underwritten by QBE Insurance and Inter Partner Assistance who are a wholly owned subsidiary of AXA Assistance SA and part of the worldwide AXA Group. LetRisks, PropertyRisks and Let Insurance Services are trading names of Let Insurance Services Limited. Let Insurance Services Limited is an independent intermediary and is authorised and regulated by the Financial Conduct Authority. The company is entered on the FCA register (www.fca.org.uk/register/) under reference 474985. Let Insurance Services Limited is registered in England and Wales Registration No. 06413754. The registered office is at Wessex House, Upper Market Street, Eastleigh, Hampshire, SO50 9FD.

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